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Veteran Memorial Service
SBA Veteran's
Commercial Loans & Leasing
Call or Text Lee Mason (231) 218-1166
SBA Small Business Loans

SBA (7-a): $150,000. - $5,000,000.

SBA 504: $150,000. - $10,000,000.+
The SBA (7-a) loan programs are the best-kept secret in commercial property financing, but it offers the largest cash-on-cash return financing available, along with below-market, long-term fixed interest rates and longer amortizations. The opportunity to use these loans for refinancing is a great one for business-owners. 
You may not realize, though, that one of the most-significant changes is the two year provision that allows small-business owners to use SBA 7-a loans to refinance commercial real estate and other eligible fixed assets.  By refinancing your commercial mortgage, business-owners can re-amortize their commercial property term, as well as take advantage of historically low interest rates. 

SBA Guarantee: 85% for loans up to $150,000 and 75% for loans greater than $150,000.  

Interest Rate: Lenders and borrowers can negotiate the interest rate, but it may not exceed the SBA maximum.

Eligibility Decisions: Qualified preferred lenders may be granted delegated authority (PLP) to make eligibility determinations without SBA review.

Turn Around Time: 45-60 days from submission of all documents to final close, when documents are complete.

Collateral: Lenders are not required to take collateral for loans up to $25,000. For loans in excess of $350,000, the SBA requires that the lender collateralize the loan to the maximum extent possible up to the loan amount. If business fixed assets do not “fully secure” the loan the lender may include trading assets (using 10% of current book value for the calculation), and must take available equity in the personal real estate (residential and investment) of the principals as collateral.

SBA Medical Professional Loans

SBA (7-a): $150,000. - $5,000,000.

SBA 504: $150,000. - $10,000,000.+
For licensed medical professionals including Acupuncturists, Anesthesiologists, Audiologists, Chiropractors, Doctors, Dentists, Dermatologists, Dieticians, Funeral Directors, Herbologists,  Medical Clinics, Opthamologists, Optometrists, Pediatricians, Pharmacists, Physical Therapists, Physicians, Physicians Assistants, Podiatrists,  Pschologists, Radiologists, Start Up Physicians Just Graduating From Medical School, Surgeons, Veternarians & Walk-In Clinic. 

Custom programs for Medical Professionals and New PHD Graduates. Ask us for details.

Native American Loans

  • Community Development Financial Institution Loans.

  • U.S. Department of the Interior Indian Loan Guarantee Program.

  • U.S. Department of Agriculture Business & Loan Guarantee Program.

  • U.S. Department of Energy Loan Guarantee Program.

  • SBA (7-a): $150,000. - $5,000,000.

  • SBA 504: $150,000. - $10,000,000.+

  • SBA Micro Loan:  $10,000. - $50,000.


For Native Americans Majority Owners
We specialize in working with multiple government agencies to customize your program based upon your specific goals. 

SBA Veteran's Loans

SBA (7-a): $150,000. - $5,000,000.

SBA 504: $150,000. - $10,000,000.+
Of all SBA loans that go to veterans, 73 percent are $350,000 and below.  The SBA Express Loan Program, which supports loans under $350,000, is SBA’s most popular loan delivery method, with nearly 60 percent of all 7(a) loans over the past decade being authorized through the program. This has also been one of the most popular delivery methods for getting capital into the hands of veteran borrowers.  Please review the PDF file below for specific guidelines.

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